Online Scratchcards & Instant Win Games – Help & Tips

Online Scratchcards  – Instant Win Games

If you are new to the world of online bingo then you may be surprised to learn that online bingo sites offer far more than just bingo games. You may be aware that virtually all offer slot games from popular developers such as Net Ent, Betsoft, Microgaming plus many others. But also in online bingo lobbies you’ll find other types of games such as the highly popular scratch card games.

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Scratch Card Games

Scratch cards which are also known as a scratch offscratchticket, scratcher, scratchum, scratchie, scritchies, scratch-it, scratch game, scratch-and-win, instant game or instant win game around the world,  is simply  a small card that you can buy that gives you a chance of winning a prize, with  the cost of the card, of course, the actually the stake. Each card has a thin layer or layers you rub off, usually with a coin to reveal if you have won. Online scratchcards work in the same way but in a digital format. You buy your online card then simply click on the covered section or sections to hopefully reveal a cash prize.

online scratchcards and instant win games

How to Play Scratch card / Instant Win Games

These games are the easiest types of online gambling games to play. You simply pick a scratch card you want to play, pay for the card, which can range from as little as pennies to pounds, then click on the covered “scratch areas” to reveal the hidden number or symbol. What could be easier! And if you have won then the cash prize will be instantly credited to your account.

Scratchcards RTP

RTP means return to player and defines how much of the stakes wagered, over a predefined number of plays are returned to the player.  So for example, if an instant win game has an 85% RTP, you should not expect to win an average of 85 pence for every £1 you stake during a playing session as the RTP could be for many thousands of plays.

In general the average % RTP is usually measured over 10,000 or 100,000 plays so playing 100 times at £1 per play on a scratch card with a 92% RTP could result in a return much less than £92.

Scratchcard Jackpots

The actual top prize for each scratchcard is different as is the actual RTP. Prizes can vary from a few pounds to hundreds of thousands of pounds. In general the greater the cost of the card the larger the possible jackpot.

Scratchcard Tips

Stick With the Top Brands

Firstly as we recommend with any type of online gambling simply stick to playing at the well-known online brands as such companies are properly licensed and have stood the test of time. More often than not the initial welcome bonuses are better than lesser brands as are the loyalty schemes. And obviously as the larger well-known brands attract more players the actual prize pools are larger. Top brands such as William Hill Bingo and Betfred Bingo both offer a great welcome bonus offer!

Check The Scratchcard RTP

As we have already stated the actual RTP varies for each game. Each game should clearly state its RTP.  If it doesn’t then don’t play it or request the RTP from customer support. You’ll find that the RTP for instant win games can vary from low 70% to mid 90%. In all honesty we think any instant win game with a RTP of less than 85% is poor value so opt for scratch cards with a RTP of 85% or more.

Find The Top Prizes

Before you play checkout the top prizes. You’ll find that some scratch cards offer big jackpots whilst many offer prizes of much lesser value. Some even have a progressive type of jackpot that is built from players across a network of sites. The chance of winning a life changing jackpot is of course minimal but it can be great fun even getting close to winning.

Play For Fun!

Don’t play scratchcards or indeed any gambling game with the expectation of playing for profit. Playing scratchcard and instant win type games should be fun. Set an amount you are happy to lose before you play and stick to it.

Scratchcard Jackpot Winners

Of course the chances of winning a life changing amount playing scratchcard games are remote and in all honesty the odds are millions to one.  There have been some remarkable wins though. Recently a UK NHS Care Won A Million plus of course there is the remarkable story of   Joan Ginther who has not just won one big scratch card prize but four for a total of over  $20,000,000.

Joan Ginther – Scratchcard Winner Legend

Joan R. Ginther, from Texas, is known as one of the luckiest women in the world after four lottery scratchcard wins.

She first won in 1993, when she won $5.4 million. Her next win came in 2006 when she won $2 million in the Holiday Millionaire scratch-off. Her third win occurred in 2008, when she won $3 million from a Millions and Millions ticket. And amazingly again in 2010, she won $10 million, her largest prize to date, bringing her total winnings to $20.4 million!


William Hill Bingo Best Scratchcards

To give you some examples of what you can expect from the very best scratchcards online, let’s take a look at some of the popular scratch cards available at William Hill Bingo.

william hill bingo scratch cards

If you want to play online scratchcards then try William Hill Games

125k Deluxe Scratchcard

125k Deluxe is 5 games in 1 scratch card game. It gives you 5 different panels to reveal symbols. This instant win game guarantees 1 in 3.46 chances to win!

RTP: 72.00%
Max Payout: £125,000

King Kong Cash Instant

There are 13 opportunities to win a prize on this jungle expedition type game.

Hunt for instant wins on five different games. It’s all about matching on Games 1 and 5. Look under barrels for the King Kong Cash icon on Game 2. Be top banana on any of the three rows of Game 3 for a rich reward, and try to add up to 10 on Game 4.

And if you win big, then Kong will climb a skyscraper!

RTP: 86.50%
Max Payout: £150,000


Deal or no Deal Red Box Streak

The hit TV show in instant win form with Deal or No Deal: Red Box Streak.

Play three mini games to win cash prizes, as well as the Red Streak Bonus game – where you could win a prize of up to 1,000x. 14 chances to win on each card.

RTP: 85%

Max Payout: £250,000


Popping Potions Instant Win

Match potions to win cash Mix the ingredients to concoct magical vials – the more vials you collect the bigger the payout!

RTP 85%
Max Payout £250,000


Davinci Diamonds Tic-Tac-Toe Scratchcard

Four identical dazzling gems. The Madonna symbol has a complex makeup, dividing a single cell into two different gemstones, thus increasing your chances of discovering three identical jewels in a horizontal, vertical or diagonal win line.

RTP 85%

Max wins: £250,000


Royal Charm Scratchcard

Simply find 3 matching symbols to win the cash prize.

RTP: 85%
Max. Payout: £100,000


Genie Jackpots Instant

You need to reveal 3 or more like symbols in a vertical, horizontal or diagonal line to win the corresponding prize on the prize table.
RED CARPET BONUS game – win all prizes revealed during the game.
LUCKY LAMPS BONUS GAME – win the prize that is revealed

RTP: 90.96%
Max Payout: £250,000


Triproll Instant Win

To play simply click each of the 6 rows one at a time to virtually roll the dice. Win the prize value of the row when the dice total matches the target number on that row.

Get two of the dice with the same value, then the prize for that row is doubled and for three it’s tripled!

RTP: 85%
Max Payout: £240,000


The Voice Scratchcard

“Scratch each chair to reveal single or double musical note, or an instant win prize. A single note lights 1 step and a double note lights 2 steps in the chair’s prize column.

After all 7 rounds, if the chair’s prize column is fully lit, or if the chair releases an instant prize, you win!

RTP: 85%
Max. Payout: £250,000

Home and Away Scratchcard


Reveal the scores and match the six scores at the top to win. For each score you match you win!

Match all 6 at the same time to win the jackpot!

RTP: 95%
Max Payout: £50.000


Mega Pots Bar-X Gold Scratchcard

Simply match 3 or more symbols on the 3×3 scratch matrix. The Gold Bar symbol substitutes for the Bar symbol and will double any Bar win in which it is included.

RTP: 92%

Max Payout: £250,000


William Hill Gold Cup Scratchcard

We’ve saved what we class as our pick for one of the very best scratchcard until last! With a RTP of 92% and a max payout of £250,000 no wonder this scratchcard is so popular! To play simply choose either 5, 10 or 15 races for your scratch card. Every winner you reveal gets you a Gold Cup and a payout, with the top prize a massive £250,000.

RTP: 92%

Max Payout: £250,000



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